The purchase was made not from Stephen Collins but from Stephen's sister Susan (Collins) WelIner. She and her sister Sarah had been bequeathed the southern half of Colin Grove by their father Robert Collins in 1812, and in 1813 the two sisters sold their portion to Stephen for 550 pounds, they agreeing to take a mortgage on Colin Grove for the full sum. By 1819 Sarah must have come to some kind of agreement with her sister as the mortgage was now in Susan's sole possession.

For some reason, by 1819 Stephen had reduced none of the principal, and by 1828, it seems, little more. No doubt that was why--by 19 April of the latter year, 11 months after the fire--it had been decided that the best course was for Susan to purchase the southern portion from her brother for 500 pounds, which determination was acccomplished in a deed signed on that day. In a deed made the previous day, Susan had released her brother from the principal and interest owed her, "the said Stephen Collins having fully settled and accounted with the said Susan Wellner for the Principal money and Interest due." Evidently, the money involved in these two transactions changed hands on paper only, the net effect being that Susan released Stephen from the mortgage in return for the southern half of Colin Grove. Two months later, on 18 June 1828, Susan Wellner sold the southern half of Colin Grove for 200 pounds to her (and Stephen's) nephew Hood Clifford, of Halifax. (For more, see Appendix A, items 7-17.)